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Ending The Crack Addiction Cycle

Crack is an inexpensive, highly addictive form of cocaine that is sold n crystal form. The crystal “rocks” can be heated and smoked to bring on an intense, very fast “high,” that usually lasts only a short time (about fifteen minutes). The intense euphoria that smoking crack brings on makes it a highly addictive recreational drugs, which is why crack detox is recommended for anyone who becomes hooked on this highly addictive drug.

Crack immediately changed the drug culture in the US in the 1980s. Crack is cheaper and easier to obtain than pure cocaine. The market for crack was very profitable for drugs dealers in the 1980s, as it was easy to sell quickly, and buyers who were quickly hooked on the drug kept coming back for more. Crack is an opiate and highly addictive. The great high this drug brings on is always followed by an intense crash that leaves the user feeling utterly hopeless and depressed. The only way to get out of the crash that follows the high is to immediately use the drug again, which once again leads into a terrible loop of compulsive drug use that can can quickly wear a user down. People who use crack chronically can find that they become so hopelessly caught up in using the drug they lose a connection to the rest of their life, in tragic ways. Some people find they are quickly unable to continue with their normal life, and stop working and functioning as part of society. In these tragic instances, crack users often hit bottom and become unable to do much of anything except find their next hit of the drug.

Knowing How To Manage Withdrawals From Drugs

The danger of using opioids like crack cocaine or other highly addictive drugs is that the body can quickly develop a tolerance to the drug’s effect on the brain. Opioid drugs have an effect on the pleasure centers of the brain, flooding it with incredibly pleasurable feelings. Over time, more and more of the drug is needed to bring on this same feeling of a “high,” which is why drug users soon begin compulsively using the drug to bring on the same intensity of feeling. Once the drug wears off after the “high,” however, the crash back to reality can be incredibly hard to deal with. and so, the user goes back to chase after another high with yet another hit of the drug, and a vicious cycle of drug abuse continues.

One of the horrors of drug addiction, especially to a powerful drug like crack cocaine, is the physical reality of withdrawal. Withdrawal symptoms can be harrowing to experience, and in some cases, life-threatening. Symptoms of withdrawal will come on quickly once an addict stops using a drug. These symptoms can include sweating, fever, convulsions, vomiting, seizures and hallucinations. The seriousness of these withdrawal symptoms cannot be underplayed, and it’s a big reason why addicts keep using their drug of choice compulsively. For some addicts, however, a moment may come when they feel they have “hit bottom,” and feel compelled to seek help. It’s at this point that treatment from a reputable crack detox center can make all the difference.

Entering Detox

When a user enters a detox center that specializes in helping users withdraw from crack, they will initially be given a personal assessment of their situation. A treatment plan will be created that will start with physical detox to rid their body of the drug. The detox process will be monitored by an experienced healthcare professional who will oversee the withdrawal at all times, to ensure the client’s safety. Once their body had been rid of drugs, they will take time to recover and then begin a treatment program that includes counseling and other therapeutic activities that will help them engage with life as a sober person.

Once the detox and therapy process have concluded, the client may be advised to continue their recovery by joining an ongoing Twelve-Step group, and also by signing up to live in a sober living facility. The most important thing, at this point, is for the user to realize that sobriety is an ongoing process that must be engage on a daily basis. The hope is that by going through detox and counseling in supportive and safe setting, they will have a start towards a new life that is safe, stable and sober.

Posted by - August 16, 2018 at 8:26 am

Categories: Health Information   Tags:

Supreme range of Incontinence Nappies for Adults – Dryness in a Jiffy!

Incontinence happens when the people start losing control over their bladder as they grow old. Sometimes one can get an over reactive bladder due to the fact that there may be urinary issues. This is also very common amongst females as they undergo physical and hormonal changes due to pregnancy and childbirth. Mostly adults with incontinence face leak issues when they cough or sneeze. This can be highly uncomfortable if you are outdoors. This is a sudden and strong urge and often times it is very difficult to control before you reach a washroom in time.


The reason for Incontinence Nappies for Adults

  • In adults the incontinence arises due to age factors and this is one major reason for embarrassment. Imagine this! You are in your office and you sneeze. You immediately have a leak. This is highly visible causing lot of discomfort. Now if you face and accept the issue and you decide to do something about it, this can be less uncomfortable and control your leak issues not making it visible to the whole world.
  • A lot of people face this issue but not many like to acknowledge the same. In fact, they are mostly in denial till the time the issue gets out of hand. The supreme range incontinence nappies are designed for adults facing this issue.
  • These nappies are made out of thin layer of fabric that is difficult to detect and is not visible. Again some people use sanitary napkins for the above mentioned issue. However, it is to be noted here that the napkins aren’t designed for controlling the chemical composition of urine. Hence, you need to start using supreme range of nappies for your comfort and to control odor. This makes you ready to face the world without any worry of leaks.

Features of supreme range Incontinence Nappies for Adults

  • The nappies are designed to face severe issues of double incontinence. This product allows the traditional form of protection and this contains strips that increase the absorbency levels and locks moisture inside the core area. You feel dry with this product.
  • This deals effectively with the chemical composition of urine. This is designed to give you protection against severe leaks and at the same time control the odor.
  • Most of these products can be used for light or moderate flow too apart from heavy flow. This can be used as an alternative to the pull up pants that are designed to serve the same purpose. This is specially designed for the people who spend extended time in bed.
  • These are shaped and designed in such a way to provide optimum performance.
  • These are widely used by healthcare professionals
  • Sometimes you can check the offer on these products. There may be discounts available on bulk purchases
  • The best part about these nappies is that they come with discreet packaging. So no one knows that you are using them.
  • There are adhesive tapes to hold these nappies in place and these are made of an ultra-thin fabric that is not visible inside the garments. The silhouette of these nappies is also made of high grade material and this is the reason why these are extremely comfortable.
  • The nappies are equipped with special absorbent properties that make them easy to wear and carry on for a longer period of time. These are designed to quickly absorb the flow and give you a dry feeling thus leaving you happy and comfortable throughout day and night.

For more details, you can search through the reliable online portals, to get more ideas about Incontinence Nappies for Adults.

Posted by Justin Jersey - January 19, 2016 at 12:29 pm

Categories: Guest Posts   Tags:

Driven by High Incidence of Nosocomial Infections, Global Hospital Acquired Disease Testing Market to Grow Exponentially

When a patient is hospitalized, their families expect them to get adequate treatment and healthcare facilities. However, the increasing morbidity rate of nosocomial infections presents a completely different picture altogether. Since hospitals are filled with sick people, the chances of getting an infection can drastically increase if proper hygiene is not maintained. Hospital authorities understand and acknowledge the seriousness of the problem. Hence, to combat the rising incidence of hospital acquired diseases, authorities have taken recourse to appropriate testing and diagnostic procedures that can help with the treatment and prevention of the disease.

High Neonatal and Geriatric Population to Drive Global Hospital Acquired Disease Testing Market

High neonatal population in developing countries and increasing geriatric population worldwide are the major factors impacting for global hospital acquired disease testing market. In addition, patients with weak immune system and those exposed to inadequate healthcare conditions are also highly vulnerable to nosocomial infections. Getting in contact with nosocomial infection prolongs the hospital stay of patients, which unduly increases the cost to the patients. To counter the growing prevalence of hospital acquired diseases, many diagnostic tests are introduced in the market, though approximately 70% of the pathogens spreading such infections have become resistant to at least one type of anti-bacterial drug commonly used in nosocomial infection treatment. This has further intensified the challenge for healthcare professionals.

As a potent solution, the healthcare industry has developed a microorganism-specific detection test, which at present is highly in demand from healthcare professionals worldwide for better assessment of disease. Some of the major techniques used in the market today for nosocomial infection diagnosis are PCR, molecular diagnostics, solid phase hybridization, and microarrays. The development of NAT or nucleic acid testing diagnostic products for accurate diagnosis of hospital acquired diseases has paved the way for several players to enter the market.

Hospital Acquired Disease Testing Market to Grow at 19.3% CAGR

According to a research report by Transparency Market Research, the global hospital acquired disease testing market was valued at US$2.2 billion in 2012 and is projected to be worth US$7.5 billion by 2019. If these estimates by research analysts are justified, the hospital acquired disease testing market is likely to grow at a strong CAGR of 19.3% between 2013 and 2019.

To reduce the high incidence of hospital acquired infections, governments across developed countries such as the U.S., Australia, and Canada, and major economies of Europe have acted to control and prevent the prevalence of nosocomial infections through several inspective and in-house initiatives. Authorities such as the CDC (Centers for Disease Control and Prevention) in the U.S. and National Health and Medical Research Council in Australia have designed rules and recommendation for hospitals and other healthcare institution to manage the numerous types of nosocomial infections.

Asia Pacific to Emerge as a Lucrative Market for HAI Diagnostics

Diagnostic methods such as quantitative PCR, blood culture tests, wound culture, tissue biopsy, and latex agglutination are performed most commonly to diagnose nosocomial infections. HAI diagnostics contributes to 64% of the total molecular diagnostic market. Advent of contemporary diagnostic tools with reduced turnaround time and greater accuracy will further propel the HAI testing market. Asia Pacific is the most lucrative market for HAI testing owing to the high incidence of hospital acquired diseases in countries such as India and China. Geographically, North America dominates the global market for hospital acquired disease testing market at present.

Browse Full Global Hospital Acquired Disease Testing Market Research Report With Complete TOC @ http://www.transparencymarketresearch.com/hospital-acquired-disease-testing.html

Posted by ramsonagara - November 11, 2015 at 12:53 pm

Categories: Guest Posts   Tags:

Use of Tissue Engineered Skin Substitutes Accelerates as more People are diagnosed with Diabetes and DVT Globally

Tissue engineering is a sophisticated yet promising treatment option for the treatment of skin diseases and disorders. Tissue engineering entails the development of biological substitutes to restore damaged tissue or maintain tissue function via the use of both cellular and acellular materials. It thus calls for close collaboration between cell biologists, geneticists, clinicians, and other experts. With skin disorders and diseases on the rise, coupled with the booming medical tourism industry, the prospects of the tissue engineered skin substitutes market look promising.

The global tissue engineered skin substitutes market is on the brink of explosive growth over the next few years as more advances in the field are made. The fact that the tissue engineered skin substitutes market will grow at 17.2% CAGR between 2015 and 2023 also speaks volumes about the high degree of innovation that prevails in the market. According to Transparency Market Research, tissue engineered skin substitutes constituted a US$958.8 mn market. The market is expected to surge to US$3.8 bn by 2023. Acellular tissue engineered skin substitutes are more popular than cellular substitutes because of the comparatively attractive price that the former boast.

Use of Tissue Engineered Skin Substitutes was Highest for Diabetic Ulcers in 2014

The WHO predicting that diabetes will be the 7th leading cause of death by 2030 is indicative of the pandemic proportions this disease has attained. An alarming 25.0% of diabetics are diagnosed with diabetes-related ulcers, said the International Diabetes Federation in 2014. These ulcers can take months on end to heal even when great precautions are taken. In the case of acute

For patients suffering from acute diabetic ulcers, skin substitutes are, in most cases, the only available option if they are to prevent their quality of life from being compromised. As a result of this, the demand for tissue engineered skin substitutes will continue to remain high from patients suffering from diabetic ulcers.

Tissue Engineered Skin Substitutes Market Currently Concentrated in North America

The availability of a wide variety of tissue engineered skin substitutes is in itself the key factor responsible for keeping North America at the top of the global market. This wide choice of products on its part can be ascribed to the high prevalence of diabetes in North America. Besides diabetes, deep vein thrombosis (DVT) continues to impose an increasing burden on healthcare agencies in the U.S. The Centers for Disease Control and Prevention (CDC), in its report published in March 2015, says that about 900,000 people in the United States are diagnosed with DVT per year. Ulcers and lesions resulting from DVT are contributing to the demand for tissue engineered skin substitutes in North America.

However, when it comes to lifestyle-related diseases, the Asia Pacific is inching closer to North America owing largely to the increasing affluence in countries in the former. Moreover, a sizeable aging population base in countries such as Japan, Singapore, and China put persons in this age group at a higher risk of diabetes and DVT. Thus, the investment potential of Asia Pacific will only continue to rise over the next few years.

Browse Full Global Tissue Engineered Skin Substitutes Market Report With Complete TOC @ http://www.transparencymarketresearch.com/tissue-engineered-skin-substitute.html

Posted by ramsonagara - November 6, 2015 at 12:49 pm

Categories: Guest Posts   Tags:

6 Ways Secure Business Messaging Enhances the Quality of Patient Care

According to a recent study, investors have spent more than 3 billion dollars in online health corporations last year. This capital is mainly spent on the efforts to reduce costs and boost patient care.

Research shows that with the increased adoption of mobile technology by the clinicians and hospitals in their day-to-day healthcare activities, there is a significant improvement in patient care, workflow, and organizational efficiency. So, how the mobile health technology benefits the patients?

1. Improved Communication

Communication prevents the occurrence of critical medical mishaps. According to Joint Commission “about 80% of the medical errors happen because of improper communication.” For example, when a patient is assigned to a new specialist or caretaker, improper communication may lead to inappropriate treatment and hence makes patient suffer. For doctors, the facility to send a secure message enables a real-time sharing of health data. It also eliminates the need for voicemail, email, and pagers which are usually not secure.

2. Better Workflow

Physicians spend half of their time in the documentation, prescribing medications, communicating with fellow physicians, responding to queries from patients and staff. According to a recent study, on a daily basis physicians devote more than 1.5 hrs of time on activities other than patient care. While nurses devote about 1 hr/day to track doctors for general information and clarifications.

With secure business messaging, physicians and nurses can save many working hours daily by getting in touch with physicians and pharmacists via a simple text message. This makes physicians and nurses use time effectively and provides better care to the patients.

3. Compliance

Caretakers can use secure business messaging to remind their patients about using prescribed medications and to follow recommended healthcare practices. For example, pre-surgical processes intended to ease infections. According to a study, patients are comfortable with messaging their caretakers to discuss their health condition. Many clinicians use messages, voicemails and emails to send reminders to patients about taking antiseptic showers before a surgery.

4. Care Management

When clinicians and nurses work together on the care plan of patients, the facility to share electronic protected health information (ePHI) brings a great difference. Studies found that about 70% of secure texting users claim the unified mobile health platform provides improved patient care.

Almost each clinician in your institute carries a smartphone, and in most cases the device has PHI as a text message or email. This is not completely a bad one, smartphones help clinicians work more productively and serve the patients better. Caretakers rely on messages to discuss emergencies, admissions, diagnoses, transfers and other information about the patient with their colleague.

5. Engagement of Patient

When mobile technology is used to provide a solution, patients become encouraged to take accountability for their health. The students from the Boston University School of Medicine have built a computer-based phone interview system which increased the quality of care provided to pediatric patients during their regular appointments. In addition, Dr. William and associates have researched about the impact of the patient survey on the service of physicians. The results found that patients became well aware of their need to visit the doctor and their queries are answered promptly using mobile technology. On the other hand, using mobile technology physicians can solve the problem of offering many recommended services in a clinical environment. The secure messaging systems can improve compliance to guidelines and enhance the availability of required patient details.

Moreover, it is also found that messaging between patients and clinicians can enhance care in many scenarios and contributed to the healthy relationship between doctor and patient.

6. Increased Productivity

According to an assessment made by Journal of Medical Internet Research, use of secure messaging platform in the patient portal of U.S. Department of Veterans Affairs has helped patients to communicate better with their caretaker. It is also found that secure messaging tool can save resources and time by providing them round-the-clock access to their healthcare providers. Secure business messaging is being used by these patients to schedule appointments, fill prescriptions and get referrals, eliminating the need to visit the nearest VA facility or spending hours to explain the condition over phone. The research also revealed that messaging provided the confidence and facility to compose a question and send it to the healthcare provider without meeting them directly.

Secure Communications & Satisfied Patients

All this news represents the trend in m-health and it has no signs of slowing down. The secure messaging technology helps healthcare providers on different levels:

  • Supports constant and synchronized patient care
  • Nurtures instant communication among hospital staff; and
  • Enhances discussions between doctors and patients

The opportunities to support doctors and patients using technology on secure m-health solutions will only upsurge. According to industry experts, the use of messaging or emailing can make the patient get associated with the healthcare provider.

To learn more about how secure business messaging helps your institution, click here.

Posted by Manjusha - October 31, 2015 at 12:30 pm

Categories: Guest Posts   Tags: ,

4 Ways to Maintain Patient Anonymity

In this day and age, technology has become both a boon and a bane.

 

It has made our lives much easier with all the gadgets allowing us to finish all our tasks within a shorter period. All kinds of information have also become readily available to us, making communication so much faster and easier. However, with the ease of communication, as well as the many new online tools, problems or issues with privacy have come about in many industries.

 

In the healthcare industry, confidentiality and anonymity of the patients are crucial. Should the information a patient gives to their doctor come out, this would cause a major problem for the physician—in terms of credibility.

 

Use a Good System for Data Safekeeping

 

As patient data is highly confidential, it is imperative that healthcare practitioners and institutions invest in a good software or system where all the patient data can be logged.

 

There should be several levels of security to ensure that unauthorized individuals cannot access the data. Make sure to enable passwords for accessing of data.

 

Lastly, make sure that data on your laptops or even smart phones are encrypted, so unauthorized people would not be able to have access to other information.

 

Keep Access to System at a Minimum

 

To keep the data safe and secure, do not give access to all staff—as not everyone would need to obtain pertinent patient information. Just designate certain persons who can access the data in the system.

 

So, should the information leak out, you’ll easily be able to pinpoint the possible source of the data leak. Aside from giving certain people access to the system, make it a point to limit the number of computers with access to the data, to track easily the number of individuals who have accessed the data.

 

Conduct Medical Audits

 

Similar to financial audits, it is essential also to conduct medical audits, as this would enable you to see the flow of your system, as well as any flaws in the system.

 

You’ll also be able to see as to whether everyone can follow the system properly. It is good to conduct an audit regularly, such that any possible abuses could be nipped in the bud right away.

 

 

Implement Strict Policies for Internal Control

 

It is essential that you can make use of a good system to keep information highly secured. But it is more important that all the staff members are trained properly.

 

Strict policies should be implemented to ensure that there is a good and smooth flow of administrative policies. Make sure that your employees are properly oriented regarding how to handle patient information, and that they should never discuss any of the patients’ information in a public setting.

 

For safe keeping, all the patient records should be locked up, and access to them should be restricted to a few staff members.

 

As patients are the bloodline of the healthcare industry, their particulars should be treated with much care, as to maintain good relations with them.

But with the online systems, extra measures should be taken to maintain the anonymity of the patients and keep your patient support services on top. For those in the healthcare industry, here are some ways on how patient data can be kept safe and secure.

Posted by alleliaspili - October 24, 2015 at 12:17 pm

Categories: Guest Posts   Tags:

5 Easy Ways to Protect Your Child From a Dust Mite Allergy


Dust mites are microscopic creatures that are related to spiders and ticks. They thrive in house dust. The proteins found in dust mite body parts and feces are the cause of allergic reactions in children who are sensitive to dust mite protein.

 

Step 1

 

Take all of the dust collecting items out of the child’s bedroom. These include;

 

  • Piles of clothes.
  • Boxes.
  • Woolen blankets. Use cotton or synthetic blankets as they tend to be less dusty.
  • Books on book shelves.
  • Get out large house plants.

 

Step 2

Cleaning and dusting the room;

 

  • Vacuum the mattress every fortnight.
  • Place a cheese cloth over the vents in the bedroom and all around the house to catch dust.
  • Dump dust the room when cleaning.
  • Remove the carpet from all concrete floors. Seal the floor with a vapor barrier, then cover it with a washable surface like linoleum of vinyl.

 

Step 3

Maintaining a dust mite free room;

 

  • Reduce the humidity in the room by increasing ventilation.
  • Make use of a high-filtration vacuum cleaner fitted with filters with the capability of retaining a high proportion of the minute particles.
  • Use a high-temperature steam cleaner to get rid of all mites effectively.
  • When need be, use a dehumidifier to keep the humidity indoors under 50% but more than 30%.

 

Step 4

Prevention

 

  • Use allergen-impermeable covers and zippers on mattresses and pillows.
  • Put electrical or duct tape over cover zippers to double block mites from coming and going.
  • Clean the mattresses in early spring and late winter. This kills any dust mites that could have survived the winter and reduces their numbers in the summer.
  • Ensure to have a regular house inspection for any dust mites that might have been missed.

 

Step 5

Seek medical help

 

Finally, if you believe that your child has asthma or an allergy, it is always important to seek the correct medical help. Testing done by an allergist is effective and safe for kids of all ages. Allergy tests with the right knowledge give precise information about what your child is allergic to and provide a medicinal way forward.

 

Dust mites settle in draperies, stuffed animals, carpets and upholstered furniture. They also love pillows, mattresses and soft beddings. If you suspect that your child is allergic to dust mites, to protect your child from a dust mite allergy follow these steps.

 

 

Posted by delancooper - August 19, 2015 at 1:18 pm

Categories: Guest Posts   Tags: , , ,

What Is The Western Blot Test For HIV?

ID-10015423Latest medical advances have made testing for HIV an easy and simple process. To test for HIV, antibodies to the virus or genetic material of the virus itself are searched for.

According to the Centers for Disease Control (CDC), the Western blot test, a laboratory test that detects antibodies specific for components of the HIV virus, is chiefly used to confirm the presence of HIV antibodies in specimens found reactive using a screening test such as the EIA (Enzyme Immunosorbent Assay). The Western blot test searches for these antibodies and is usually used as a follow-up, confirmatory test for HIV. To take the test a small blood sample is needed.

HIV Antibody Test

There are several primary tests for HIV that are confirmed with a Western blot test. For instance, an HIV Antibody test screens the blood for antibodies to the virus. On average it takes a person 25 days to develop antibodies, but sometimes it can take up to 6-12 weeks. Upon a positive HIV Antibody test diagnosis, a Western blot is conducted to confirm the presence of HIV antibodies.

ELISA Test

Although ELISA (Enzyme-linked Immunosorbent Assay) tests are sensitive, they can produce false-positive results. They are designed to look for reactivity to the virus rather than for antibodies making them highly unreliable for early HIV diagnosis. Therefore a positive ELISA test is often confirmed with a Western blot to eliminate any false diagnosis.

HIV RNA Early Detection Test

The HIV RNA Test or HIV early detection test does not use antibodies to detect HIV. This test directly screens the blood for the human immunodeficiency virus (HIV). As a result, this test can be taken as early as 9-11 days after exposure to the virus. With this test there are no possibilities of receiving a false-negative result because it searches for the virus itself. If you test positive, HIV is present in your blood. If you test negative, no HIV was found.

Unlike other HIV Early Detection tests that are DNA-based, this test is RNA-based and has been FDA-approved. The RNA-based HIV Early Detection test is currently the fastest, most reliable test available for HIV in the market.

It is important to note that if you are at risk for HIV, you are also at risk of contracting other STDs. Any STD, if left untreated can lead to serious health complications. Most STDs, including HIV, are asymptomatic, meaning that they do not show symptoms and the person infected is usually unaware of their STD status. The only way a person can know if they have an STD is by getting tested.

If you have recently been exposed to blood or have had unprotected intercourse, consider getting tested for most common STDs.

 

——————————————————————————————————————-

Bio:

 

Toni Sims is a senior web content writer with STDcheck.com (http://www.stdcheck.com), an online STD testing service. At its core, STDcheck.com is a technology company that has broken the barriers of traditional healthcare. The firm is helping unite the intersection of healthcare and ecommerce, and by doing so, has been able to deliver higher quality of care to health consumers, as well as contributing to the new age of healthcare.

Website – http://www.stdcheck.com
G+ – https://plus.google.com/100263734309652950940/posts
Twitter – @stdcheck
Facebook – https://www.facebook.com/STDcheck


 

“Image courtesy of jscreationzs / FreeDigitalPhotos.net”.

Posted by toni - February 15, 2014 at 1:15 pm

Categories: Diseases, Health Information   Tags: , , , ,

Innovative Pacemaker & Defibrillator Leads To Strengthening Of Heart Muscles

ID-10083955Over time, the essential understanding of molecular biology behind cardiovascular diseases (CVD) has improved. This is because the gene-protein interaction has allowed better prognostic models to prevail.

The quality of defibrillators has improved in recent times, translating in improved cardiac care and survival rate. One such successful model has been researched at the National Institute of Health. The work has been done by an umbrella organization, National Heart, Lung, and Blood Institute. They have developed an implantable cardioverter defibrillator (ICD).

The ICD has provided a good preventable model that allows the detector to send electrical pulses in case of a life threatening arrhythmias (irregular beat).

Also, patients with CVD have different daily routines, and may not be in a convenient location when help is needed. “Sudden cardiac arrest can happen without warning, and with no symptoms of heart disease,” says Philips Healthcare, underscoring why AED brands defibrillators are the appropriate response to an emergency. Fortunately, more and more patients are taking this threat seriously and investing in equipment that could very well keep them alive.  Read more…

Posted by - December 12, 2013 at 1:17 pm

Categories: Health Information   Tags:

Four Important Points to Consider Before Buying Health Insurance

ID-100176423Health insurance or medical insurance is a contract between you (client/customer) and an insurance company that provide health insurance service to its clients. The client may be your employer, who buys health insurance for its employees, as mandated by Governments of various countries. Sometimes Govt. also provides health insurance cover to its citizens. In many countries having health insurance is compulsory for every citizen. Even if health insurance is not compulsory in your country, it is advisable to have health insurance. We all should have health insurance and protect our health.

Premium:

This is one of the most important aspects to consider. The premium of health insurance you buy should be within your limit and affordable to you. One cannot buy a health insurance policy that is beyond financial limit. Select a health insurance that cover most of you healthcare needs and is affordable for you.

Exclusions:

Exclusions are the medical conditions that are not covered under a health insurance policy. For example, in most of the cases, pregnancy is not covered under health insurance. There may also be many other medical conditions that may not be covered in a health insurance policy. If you have a medical condition that is not covered under a health insurance policy, there is no use buying such as health insurance plan. If you suffer from any medical condition that is included in exclusions, you have to pay from your pocket for treatment of such conditions, even if you have health insurance.

Common exclusions include ageing, puberty, menopause, pregnancy and delivery, contraception, change of male to female or female to male, plastic surgery procedures, dental treatments, dyslexia, various chronic medical conditions, HIV/AIDS etc. The list is much longer and various health insurance policies have different exclusions. Look for exclusions carefully, before buying health insurance.

Copayments:

Copayments is the amount of money the insurer has to pay from his/her pocket, before availing a service through a health insurance plan. For example, you may have to pay £20 for doctor’s visit. Make sure to find out about co-payments before buying a health insurance plan.

Network of service:

Make sure that your nearest hospital/clinic or your favorite hospital or doctor is on the network of the insurance company before you buy a health insurance plan. There is no use, if your nearest medical facility is not in the network of you insurance provider, as you can not avail the service. If you avail the service, you have to pay from your pocket, despite having health insurance.

If you are a resident of United Kingdom, you have several insurance companies that provide health insurance such as AXA, Aviva UK, Bupa, Prudential Health and many more. In the United States the list of insurance companies providing health insurance is much longer and include Allied Insurance, Berkshire Hathaway, CAN financial, Erie Insurance group, FM global etc. to name a few. The full list is much longer.

 

Image courtesy of cooldesign / FreeDigitalPhotos.net

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Posted by - August 8, 2013 at 11:47 am

Categories: Health Insurance   Tags:

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